Retirement Calculator


Are you saving enough for retirement?

By the time you retire, you should have saved enough to receive an income that can replace what you have been earning, so you can cover your ongoing living expenses. Use the calculator below to estimate your projected retirement income and how much contributions you need to make per month to achieve your retirement goals.

If you were to retire today, what income would you need per month?


My current age

My retirement age

Current savings (including retirement annuity / pension fund) toward retirement


Current monthly contributions (including retirement annuity / pension fund) toward retirement


By what percentage are your monthly contributions increasing yearly?


My risk profile

Your values need to be complete in order to calculate your results.


This is in today's money terms. When you retire, you will need a higher income to sustain the same standard of living you have today.



Projected monthly retirement income*

If you increase your retirement age by 5 years, you can provide a projected monthly retirement income of*

If you increase your annual contributions by 2% every year, you can provide a projected retirement income of*

If you take on more risk, you can provide an income of*

*in today’s money terms

Any legal, technical or product information contained in this calculator is subject to change from time to time. If there are any discrepancies between this calculator and the contractual terms or, where applicable, any fund rules, the contractual terms or fund rules will prevail. Investment performance will depend on the growth in the underlying assets, which will be influenced by inflation levels in the economy and prevailing market condition. Any recommendations made must take into consideration your specific needs and unique circumstances. Liberty group Limited (Reg. no 1957/002788/06) is a registered Long term Insurer and an Authorised Financial Services Provider (FAIS no 2409).

*These amounts are provided for illustrative purposes only and are not guaranteed.